The Benefit Chicago initiative (“Benefit Chicago”) is a collaboration between The Chicago Community Trust (the “Trust), the John D. and Catherine T. MacArthur Foundation (“MacArthur”), and Calvert Impact Capital (“Calvert” and together with the Trust and MacArthur, the “Participants”). Benefit Chicago aims to connect a wide range of investors willing to deploy patient, customized, and risk-tolerant capital with community development organizations, social enterprises, and other types of organizations that have a mission to improve the lives of individuals and communities in the Chicago region.
As a Participant in the collaboration of Benefit Chicago, The Trust has created this website for the purposes of providing information about the structure and impact as well as other information regarding the initiative (The Trust collectively with Benefit Chicago, “we,” “us,” or “our”).
We reserve the right to modify this Statement at any time. We encourage you to check back periodically and review the current Statement. All modifications will be effective immediately upon posting to the Site and, by accessing or using the Site after changes are posted, you agree to those changes. Material changes will be conspicuously posted on the Site. This Statement was last updated on April 26, 2018.
By accessing or using the Site, you (“you”) agree that you have read and understand this Statement. If you do not agree with this Statement, do not access or use the Site.
General Information/Collection and Use of Data
We welcome the public to visit our Site, which can be browsed without the need to submit any personally identifying information online. If you visit our Site, we may collect your Internet Protocol (“IP”) addresses (i.e., a number assigned by your Internet Service Provider so you can access the Internet), the name of your internet service provider, the browser and type of machine you are using, the website that referred you to us, the pages of our Site that you visit, your approximate geographical location, and other data pertaining to the equipment, software, and communication methods you use to access the Internet and the Site (the “Public Information”). The Public Information collected may be used by us to improve and administer the Site and its contents, to generate usage statistics and other statistical information, to measure and analyze Site activity, traffic, and usage patterns, and to improve the Site’s structure in helping users better reach needed information and other legitimate and lawful business purposes. We may also combine Public Information with Visitor Information (as defined below).
For those who visit our Site and sign up for our electronic communications, we will collect the Public Information described above in addition to any personally identifiable information and other data that you provide to us voluntarily on data forms or otherwise through the Site, such as your name, company affiliation and e-mail address (the “Visitor Information”). The Visitor Information collected from you may be used by us to improve the Site, to provide you with electronic communications, articles, and other items of interest, to generate usage or demographic statistics so that we may better understand Site user needs, to measure Site activity, and to improve the Site’s structure in helping users better reach needed information, all of which is intended to enhance the usefulness of the Site to our visitors. We may also use the Visitor Information to educate ourselves about the interests and concerns of our visitors for purposes of better serving the community. We will not sell any Visitor Information.
We, as well as vendors acting on our behalf in connection with the Site, may use the Public Information and the Visitor Information in combination with data collected using various Internet technologies as described below (collectively, the “Data”) to help manage Site operations, track user traffic, and gather broad demographic information.
We may use IP addresses to diagnose possible technical problems, administer our Site, aggregate data on use and otherwise to better serve our visitors. Log files, which identify every request made to our server, may be used to determine statistically which areas of the Site our visitors prefer and to prepare future content based on the interests of our visitors.
We may also use “cookies” to better serve our visitors. A “cookie” is a small data file that certain websites write to your computer’s hard drive when you access the site. A cookie file can contain information, such as a user ID, that a website uses to track the pages you have visited, but the only personally identifiable information a cookie contains is information you supply. Cookies may also allow our Site to recognize and load your pages on repeat visits to the Site. A cookie cannot read data off your hard disk or read cookie files created by other sites. The Site may use both cookies that we implement and cookies implemented by our vendors and other third parties. Due to this automatic collection of data using cookies, we do not honor “do not track” requests.
Our Site and HTML-formatted e-mail communications may use web beacons in conjunction with cookies to understand a visitor’s behavior. A web beacon (also called a single-pixel or clear GIF) is an electronic image that can recognize certain types of information on a visitor’s computer, such as a visitor’s cookie number, time and date of a page view, and a description of the page where the web beacon is placed. Some web beacons may be unusable if you elect to reject their associated cookies. We may also use customized links or other similar technologies to track e-mail links that you select. We may associate personally identifiable information with the Data in order to provide you more focused e-mail communications. Each e-mail communication includes an unsubscribe link allowing you to stop delivery of that type of communication.
If you prefer not to receive cookies while browsing the Site or via HTML-formatted e-mails, you can set your browser to warn you before accepting cookies and refuse the cookie when your browser alerts you to its presence. You can also refuse all cookies by turning them off in your browser, although you may not be able to take full advantage of the Site if you do so. You do not need to have cookies turned on to use/navigate through the Site, although access to and use of the Site might be limited at times.
If you do not wish a social media platform to collect information relating to you via the Site, we suggest that you: (a) hide social media platform plug-ins using an ad blocker; (b) always log off completely from the social media platform before visiting other websites and delete all related cookies; and, (c) where the option made available by the social media platform, disable the advertising services and networks operated by that platform. For example, you may opt out of Twitter’s interest-based advertising by notifying Twitter through one of the methods it describes here.
Following your sign-up on the Site, we may provide you with electronic communications that we, or third-party service providers engaged by us, publish from time to time. These communications describe the progress of Benefit Chicago, the benefits that the work brings to the community at large, and other related information of interest.
How We Use and Disclose Information
In addition to the uses described above, we, or our vendors, may also use Public Information and Visitor Information: to communicate with you; to create anonymous aggregate data on Site users; to inform fundraising and communication plans and strategies; to monitor and prevent fraud; to investigate complaints and violations of our policies; and for other legitimate and lawful business purposes, in each case subject to applicable laws and the terms of this Statement.
The Data, including the Visitor Information entered by you on our Site, may be provided on a confidential basis to one or more third-party service providers that we engage to maintain contact databases, send messages on our’ behalf, or otherwise in connection with the Site or the services that the Foundations provide.
We may use Data and share it with third parties to the extent permitted by applicable law, including in the event of a subpoena, court order, or law enforcement request. We will use Data and share it with third parties if we believe doing so is necessary to operate the Site or to protect our rights or the rights of others, including disclosing information necessary to identify, contact, or bring legal action in the event of a violation of our contracts, terms, or policies.
Consent to Transfer of Data to the United States
This Site is operated in the United States. If you are located outside the U.S., please be aware that any Data will be transferred to, stored in, and processed in the United States, which may not provide the same level of protections as those in your own country. By using the Site, you consent to this transfer, retention, and processing of your information in the United States.
We will not sell, rent, share, exchange, or otherwise disclose Data to others outside of such parties except as described in this Statement or as permitted by applicable law. We will attempt to collect and store the Visitor Information in a manner to protect its confidentiality, but no transmission of data is entirely secure. We do not guarantee that loss, misuse, or alternation of Data will not occur. If you become aware of any breach of Site security, please notify us at email@example.com immediately. If our security system is breached, we will notify you of the breach only if and to the extent required under applicable law.
We may disclose or provide Data pursuant to subpoenas, warrants, or other judicial or government orders, in the event an individual’s safety or security is at risk, or as otherwise required or permitted by law.
Our electronic communications provide users the opportunity to opt out of receiving future automated communications from us.
Access by Children
The Site is not directed at children under 13 years of age. We do not knowingly collect or use information from children under 13 through the Site.
How to Access Your Personally Identifiable Information
To access or update your personally identifiable information as it exists in our records, please contact us at firstname.lastname@example.org.
Marks and Logo
The name and mark “The Chicago Community Trust” and all variations thereof (the “Trust Name”), are solely and exclusively the property of The Chicago Community Trust. The name and mark “John D. and Catherine T. MacArthur Foundation” and all variations thereof and any other names and marks comprising the name or mark “MacArthur” (the “MacArthur Name”), are solely and exclusively the property of the John D. and Catherine T. MacArthur Foundation. The name and mark “Calvert Impact Capital” and all variations thereof and any other names and marks comprising the name or mark “Calvert” (the “Calvert Name”), are solely and exclusively the property of the Calvert Impact Capital. The name and mark “Benefit Chicago” and all variations thereof and any other names and marks comprising the name or mark “Benefit Chicago” (the “Benefit Chicago Name”), are solely and exclusively the property of the Participants of Benefit Chicago. Site visitors shall not acquire any right, title or interest in any of the Trust Name, the MacArthur Name, the Calvert Name, (collectively, the “Participants Names”) or the Benefit Chicago Name.
This Site contains links to sites that we do not maintain or control including, without limitation, links to Benefit Chicago investees, links for event registrations and links to articles on Benefit Chicago that are produced by third party news or media outlets. We provide such links to help our visitors explore the wide range of information available on Benefit Chicago. We are not responsible for the privacy practices or the content of websites to which the Site links. By providing a link, we are not endorsing the content of the linked site or the entity that maintains it. We encourage our users to be aware when they leave the Site and to read the privacy statements of each and every website that a user visits, including those that collect personally identifiable information. This Statement applies solely to this Site.
The laws of the United States and, in particular, the State of Illinois shall govern with respect to all issues arising out of this Statement and this Site. By using this Site, you agree to the exclusive jurisdiction of State and Federal courts in Cook County, Illinois, in all matters arising out of or relating to this Statement and the use of this Site. If accessing this Site from another jurisdiction other than the U.S., you agree to comply with all U.S. and other applicable laws and regulations.
Intellectual Property Rights
Except as otherwise provided herein or by law, the Site, including its text, audio, video, graphics, charts, photographs, interfaces, icons, other content, software, computer code, data, trademarks (including the Participant Names), logos, slogans, names of products and services, documentation, other components, and the design, selection, and arrangement of content is exclusively the property of the Participants of Benefit Chicago or, as applicable, their suppliers and licensors, and is protected by copyright, trademark, and other intellectual property laws. The Site may contain references to third-party marks and copies of third-party copyrighted materials, which are the property of their respective owners. Any unauthorized use of any trademarks, trade dress, copyrighted materials, or any other intellectual property belonging to the Participants of Benefit Chicago or any third party is strictly prohibited and may be prosecuted to the fullest extent of the law.
Use of the Site; Compliance with Laws
You may download and print copies of the Site’s visible content for your personal and noncommercial use, provided you do not modify or delete any copyright, trademark, or other proprietary notices. You may not otherwise copy, reproduce, display, duplicate, sell, publish, post, license, distribute, or create derivative works of the Site or any part of the Site without the prior written consent, which permission may be requested by sending an email to email@example.com. You may not use the Site to post or transmit any material that contains any viruses, Trojan horses, worms, time bombs, cancelbots, malware, adware or other computer programming routines that may damage, interfere with, surreptitiously intercept, or expropriate any system, data, or personally identifiable information. User activities that aim to render the Site or associated services inoperable or to make their use more difficult are forbidden. You may not submit inaccurate information via the Site, commit fraud or falsify information in connection with your use of the Site, or act maliciously against the business interests or reputation of Benefit Chicago. You may only use the Site for lawful purposes. You are responsible for complying with all local, state, and federal laws and regulations that apply to your use of the Site.
Disclaimers and Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND WITH RESPECT TO THE SITE, INCLUDING WITHOUT LIMITATION THOSE REGARDING AVAILABILITY, QUALITY, ACCURACY, MERCHANTABILITY, FITNESS FOR ANY USE OR PURPOSE, COMPATIBILITY WITH ANY STANDARDS OR USER REQUIREMENTS, TITLE, AND NONINFRINGEMENT. WE HAVE NO RESPONSIBILITY FOR THE TIMELINESS, DELETION, MISDELIVERY, OR FAILURE TO STORE ANY USER COMMUNICATION.
WE DO NOT GUARANTEE OR WARRANT THAT OUR SITE, INCLUDING MATERIALS THAT MAY BE DOWNLOADED FROM OUR SITE, ARE FREE FROM VIRUSES, WORMS, “TROJAN HORSES,” OR OTHER HARMFUL COMPUTER CODE OR DESTRUCTIVE FEATURES. YOUR USE OF THE SITE IS AT YOUR OWN RISK AND ANY MATERIALS OBTAINED FROM THIS SITE OR DOWNLOADED FROM OUR SIDE, ARE OBTAINED OR DOWNLOADED AT YOUR OWN RISK. WE DO NOT ASSUME LIABILITY OR RESPONSIBILITY FOR ANY DAMAGES ARISING FROM A VISITOR’S USE OF, OR INABILITY TO USE, THIS SITE. WE SHALL NOT BE LIABLE FOR ANY DAMAGES OR HARM TO COMPUTER SYSTEMS, LOSS OF DATA RESULTING FROM THE DOWNLOAD OF ANY MATERIALS, AND WE DISCLAIM WARRANTIES FOR ANY INFORMATION RECEIVED THROUGH LINKS PROVIDED BY THE SITE.
NO ADVICE OR INFORMATION, ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR IN ANY MANNER FROM THE SITE CREATES ANY WARRANTY. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE, OUR AFFILIATES, THE BENEFIT CHICAGO COLLABORATORS OR THEIR RESPECTIVE DIRECTORS, OFFICERS, OWNERS, EMPLOYERS, CONTRACTORS, REPRESENTATIVES, CONSULTANTS, AGENTS, SUPPLIERS, OR LICENSORS (TOGETHER, “BENEFIT CHICAGO PARTIES”) BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL LOSS OR DAMAGE, OR ANY OTHER LOSS OR DAMAGE OF ANY KIND, ARISING OUT OF OR IN CONNECTION WITH THE SITE OR YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SITE (INCLUDING WITHOUT LIMITATION THE INPUT OF PERSONALLY IDENTIFIABLE AND OTHER INFORMATION INTO THE SITE), WHETHER THE CLAIM IS BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, WARRANTY, OR OTHERWISE, AND EVEN IF ANY BENEFIT CHICAGO PARTY HAS EXPRESS KNOWLEDGE OF THE POSSIBILITY OF THE LOSS OR DAMAGE. YOUR SOLE AND EXCLUSIVE REMEDY IS TO STOP ACCESSING AND USING THE SITE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, IN NO EVENT WILL THE BENEFIT CHICAGO PARTIES’ LIABILITY TO YOU EXCEED $100, EVEN IF THIS REMEDY FAILS OF ITS ESSENTIAL PURPOSE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU.
We welcome comments regarding the Site. If you submit comments or feedback to us regarding the Site, however, they will not be considered or treated as confidential. We may use any comments and feedback that you send us in our discretion and without attribution or compensation to you.
This Statement is the entire agreement between you and the Participants with respect to your access to and use of the Site. The Participants’ failure to enforce any provision in this Statement will not constitute a waiver of that provision or any other provision. Any waiver of any provision of this Statement will be effective only if in writing and signed by all Participants. If any provision of this Statement is held invalid, void, or unenforceable, that provision will be severed from the remaining provisions and the remaining provisions will remain in full force and effect. We may assign our rights and delegate our duties under this Statement at any time to any party without notice to you. You may not assign this Statement without our prior written consent. This Statement inures to the benefit of the Participants’ respective successors and assigns. This Statement does not confer any rights, remedies, or benefits upon any person other than you and the Foundations. Any provisions of this Statement that are intended to survive termination (including any provisions regarding limitation of our liability or dispute resolution) will continue in effect beyond any termination of this Statement or of your access to or use of the Site. The headings in this Statement are for convenience only and do not affect the interpretation of this Statement.